SUPPLEMENTAL INSURANCE PLANS PEACE OF MIND BEYOND BASIC COVERAGE

Unexpected medical costs can take a serious toll—financially and emotionally. That’s where supplemental insurance comes in. These affordable plans are designed to fill the gaps left by traditional health insurance, providing extra protection when you need it most.

Whether it’s a hospital stay, accident, critical illness, or dental procedure, having the right plan in place can help protect your health and your wallet.

Our team of licensed insurance professionals is here to listen, guide, and help you confidently choose a plan tailored to your personal needs and lifestyle. Ready to take control of the “what ifs”? Keep reading.

YOUR SUPPLEMENTAL COVERAGE OPTIONS (Alphabetized for convenience)

  • ACCIDENT INSURANCE

  • CANCER COVERAGE

  • CRITICAL ILLNESS INSURANCE

  • DENTAL INSURANCE

  • HOSPITAL INDEMNITY PLANS

  • VISION INSURANCE

ACCIDENT INSURANCE

BE READY FOR LIFE’S UNEXPECTED MOMENTS
A slip, a fall, a sports injury—accidents can happen anytime. Accident insurance is here to help cover medical expenses that arise from sudden injuries, including:

  • Emergency room visits

  • Hospital stays

  • Follow-up treatments

  • Diagnostic tests

  • Travel and lodging

Receive cash benefits directly to help ease the financial impact of an injury—so you can focus on recovery, not bills.

CANCER INSURANCE

WHEN THE UNEXPECTED STRIKES, FINANCIAL SUPPORT MATTERS
Unlike traditional insurance that reimburses providers, cancer insurance gives you a lump-sum cash payout upon a covered cancer diagnosis. Use the funds however you see fit:

  • Treatment or second opinions

  • Travel to a specialized center

  • Home care, family support, or even daily living expenses

It’s not just about fighting cancer—it’s about protecting your life and lifestyle while doing so.

CRITICAL ILLNESS INSURANCE

COVERAGE THAT KICKS IN WHEN IT MATTERS MOST
A major illness can change your life in an instant. Critical illness insurance provides direct financial support after diagnoses like:

  • Heart attack

  • Stroke

  • Major organ transplant

  • Kidney failure

  • Coronary bypass surgery

Use your benefit your way—whether to pay for care, cover rent, or simply take time off to heal.

DENTAL INSURANCE

SMILES START WITH PREVENTION
From cleanings to crowns, dental care can get expensive. Dental insurance helps cover routine check-ups and unexpected procedures, including:

  • Exams and X-rays

  • Fillings and root canals

  • Extractions and emergency dental work

  • Dentures, bridges, and crowns

With the right dental plan, you’ll smile wider—without worrying about the cost.

HOSPITAL INDEMNITY PLANS

SUPPORT WHEN YOU’RE ADMITTED
Even a short hospital stay can bring big bills. Hospital indemnity insurance offers fixed cash payments for each day or visit you’re hospitalized. This money can be used for:

  • Deductibles and co-pays

  • Transportation or lodging for family

  • Home care or recovery expenses

It’s a simple way to supplement your major medical plan and protect against the hidden costs of hospitalization.

VISION INSURANCE

FOCUS ON YOUR EYE HEALTH—WITHOUT THE HIGH COSTS
Routine eye care is essential, but it’s often not included in traditional health insurance. Vision coverage helps pay for:

  • Eye exams

  • Prescription glasses or contact lenses

  • Frames and lens upgrades

  • Screenings and specialty lenses

See the world clearly—and affordably—with a vision plan that brings your needs into focus.

READY TO GET STARTED?

Let’s find the right coverage for your life. Whether you’re protecting your family from medical debt or simply planning for the unexpected, we’re here to help.

📞 Call us today for your no-cost, no-obligation consultation—because protecting your future should always be this simple.

DENTAL

What is Dental Insurance?

Dental insurance is a type of health insurance intended to cover a portion of the expenses related to dental care.

VISION

What is Vision Insurance?

Vision insurance is a type of insurance that covers the costs of services provided by eye care professionals, including ophthalmologists and optometrists.

CRITICAL ILLNESS

How does Critical Illness Insurance work?

Critical Illness Insurance offers benefits when a covered individual is diagnosed with specific serious conditions, such as a heart attack, stroke, major organ transplant, end-stage renal failure, or coronary artery bypass surgery.

CANCER

How is a Cancer Plan different from a traditional medical plan?

Medical insurance reimburses either the insured or the provider for covered and approved medical services, procedures, equipment, and prescription drugs. In contrast, a Cancer Plan provides an immediate lump-sum payment directly to the insured upon the initial diagnosis of a covered cancer. This benefit can be used for any purpose the insured chooses.

HOSPITAL INDEMNITY

What is Hospital Indemnity Insurance?

Hospital indemnity insurance is a type of plan that provides a fixed payment—per day, week, month, or visit—if you are hospitalized. The Hospital Plan is an example of such a hospital indemnity insurance plan.

ACCIDENT INSURANCE PLANS

What is Accident Insurance?

Accident Insurance assists with managing the medical and out-of-pocket expenses that arise from an accidental injury. This includes costs for emergency treatment, hospital stays, medical exams, and other related expenses, such as transportation and lodging.

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DISCLAIMER: We do not offer every plan available in your area. Currently, we represent 10 organizations in CT, FL, NJ, PA  which offers products in your area.

Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

We are not associated, endorsed nor authorized by the Social Security Administration, the Department of Health and Human Services, the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov .
 
Medicare is health insurance that’s generally applicable to people who are:
-65 or Older
-Have a Disability
-Have End-Stage Renal Disease (ESRD)
-Have ALS, also known as Lou Gehrig’s disease
also known as permanent kidney failure –
  We also serve people without MEDICARE eligible for OBAMACARE (Affordable Care Act) and STATE Plans where applicable and we are Licensed in, offering and providing Plans to INDIVIDUALS (including Underaged and 26 Plus) and FAMILIES.

“Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.”

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