Privacy Policy

Privacy Policy
LAST UPDATED: September 12, 2025

SEGUROMIO.NET MY INSURANCE AGENCY (collectively referred to as “UNIVERSAL,” “USMC,” “we,” “us,” or “our”) is committed to safeguarding your privacy and protecting the information you provide. This privacy policy (the “Policy”) explains what personal information we may collect when you use our website, SEGUROMIO.NET  (the “Site”), and any of our related services, how we use and share that information, and how you can manage, correct, or update your personal information. By accessing or using the Site or Services, you agree to the terms of this Policy. Your continued use of the Site and Services constitutes acceptance of our data collection, usage, and disclosure practices as outlined here. Any capitalized terms not defined in this Policy shall have the meaning provided in our Terms and Conditions.

Please note that this Policy does not apply to third-party websites, services, or applications that you may visit through our Site. We encourage you to review the privacy policies of these third-party sites for their practices.

This Policy applies when we act as a data controller regarding the personal information of users of our Site and Services—meaning we determine the purposes and methods of processing that personal information.

PRIVACY AND SECURITY

AT SEGUROMIO.NET MY INSURANCE AGENCY, PROTECTING YOUR PRIVACY IS A TOP PRIORITY. WHILE WE TAKE REASONABLE MEASURES TO SAFEGUARD YOUR PERSONAL INFORMATION, COMPLETE SECURITY OVER THE INTERNET CANNOT BE FULLY GUARANTEED. AS SUCH, WE DO NOT ACCEPT RESPONSIBILITY FOR ANY LOSS OR DAMAGES RESULTING FROM THE EXCHANGE OR SHARING OF INFORMATION THROUGH THIS WEBSITE. ​FOR THIS REASON, WE ENCOURAGE YOU TO CALL US FOR A NO COST CONSULTATION OVER THE TELEPHONE, FACE TO FACE AT OUR OFFICE, YOUR RESIDENCE OR OTHER NEARBY LOCATION IF POSSIBLE. NO CONTENT FROM THIS SITE MAY BE REUSED OR REPRODUCED WITHOUT OBTAINING PRIOR AUTHORIZATION FROM US.

CONTENT FOR GENERAL UNDERSTANDING AND EDUCATION

THE DETAILS PROVIDED ON THIS WEBSITE ARE INTENDED FOR GENERAL INFORMATION AND TO HELP SIMPLIFY YOUR EXPERIENCE. TO GET ACCURATE INFORMATION ABOUT YOUR COVERAGE, WE SUGGEST SPEAKING WITH ONE OF OUR LICENSED INSURANCE AGENTS AND REVIEWING YOUR OFFICIAL POLICY DOCUMENTS. THIS WEBSITE MAY BE UPDATED OR REVISED AT ANY TIME WITHOUT ADVANCE NOTICE. WHILE WE MAKE EVERY EFFORT TO PRESENT CURRENT AND CORRECT INFORMATION, THIS SITE IS NOT MEANT TO REPLACE PROFESSIONAL GUIDANCE RELATED TO INSURANCE, LEGAL, OR FINANCIAL MATTERS. ACCESSING THIS SITE IS DONE VOLUNTARILY AND ENTIRELY AT YOUR OWN RISK. NONETHELESS, WE ARE COMMITTED TO SERVING YOU AND WELCOME YOU TO REACH OUT FOR A FREE CONSULTATION. OUR AGENTS ARE COMPENSATED BY THE INSURANCE COMPANIES FOR MATCHING CLIENTS WITH SUITABLE PLANS BASED ON INDIVIDUAL NEEDS.

LIMITATION OF RESPONSIBILITY

SEGUROMIO.NET MY INSURANCE AGENCY, ALONG WITH OUR STAFF, AFFILIATES, AND PARTNERS, WORKS DILIGENTLY TO PROVIDE A SAFE AND FUNCTIONAL WEBSITE EXPERIENCE. HOWEVER, WE ARE NOT LIABLE FOR ANY DAMAGE—DIRECT OR INDIRECT—THAT MAY RESULT FROM USING THIS WEBSITE. THIS INCLUDES BUT IS NOT LIMITED TO INCIDENTAL, SPECIAL, OR CONSEQUENTIAL LOSSES. EACH INSURANCE PLAN COMES WITH ITS OWN TERMS, CONDITIONS, AND RESTRICTIONS. WE STRONGLY ENCOURAGE YOU TO CONTACT US FOR A COMPLIMENTARY CONSULTATION TO REVIEW AND UNDERSTAND YOUR POLICY OPTIONS.

THIRD-PARTY LINKS NOTICE

TO ENHANCE YOUR EXPERIENCE, OUR WEBSITE MAY CONTAIN LINKS TO OUTSIDE WEBSITES. THESE LINKS ARE OFFERED AS A RESOURCE ONLY AND SHOULD NOT BE CONSIDERED AN ENDORSEMENT. WE ADVISE YOU TO REVIEW THE TERMS AND PRIVACY STATEMENTS OF ANY THIRD-PARTY SITES YOU VISIT.

TRADEMARK AND BRAND USAGE

ALL TRADEMARKS, SERVICE MARKS, AND LOGOS DISPLAYED ON THIS WEBSITE ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS. THEIR PRESENCE ON THIS SITE DOES NOT CONFER ANY RIGHTS OR LICENSES FOR USE WITHOUT PRIOR APPROVAL.

FOR INDIVIDUAL USE ONLY

ALL WEBSITE MATERIALS ARE PROVIDED FOR PERSONAL, NON-COMMERCIAL USE. ANY UNAUTHORIZED COPYING, SHARING, COMMERCIAL USE, OR REPOSTING OF OUR CONTENT IS STRICTLY PROHIBITED UNLESS EXPRESSLY PERMITTED IN WRITING BY OUR OFFICE.

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Not affiliated with the U.S. government nor the federal Medicare program.

DISCLAIMER: We do not offer every plan available in your area. Currently, we represent 10 organizations in CT, FL, NJ, PA  which offers products in your area.

Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

We are not associated, endorsed nor authorized by the Social Security Administration, the Department of Health and Human Services, the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov .
 
Medicare is health insurance that’s generally applicable to people who are:
-65 or Older
-Have a Disability
-Have End-Stage Renal Disease (ESRD)
-Have ALS, also known as Lou Gehrig’s disease
also known as permanent kidney failure –
  We also serve people without MEDICARE eligible for OBAMACARE (Affordable Care Act) and STATE Plans where applicable and we are Licensed in, offering and providing Plans to INDIVIDUALS (including Underaged and 26 Plus) and FAMILIES.

“Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.”

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