Medicare Advantage Plans
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Medicare Advantage Plans
- ARE YOU FEELING OVERWHELMED OR CONFUSED ABOUT YOUR MEDICARE OPTIONS? WE’RE HERE TO HELP. CONTACT US TODAY FOR A NO-COST CONSULTATION TO ASSESS YOUR NEEDS AND FIND A PLAN THAT FITS YOUR HEALTHCARE GOALS. A MEDICARE ADVANTAGE PLAN (ALSO KNOWN AS PART C) IS A COMPREHENSIVE HEALTH PLAN OFFERED BY PRIVATE INSURANCE COMPANIES THAT CONTRACT WITH MEDICARE TO PROVIDE YOUR PART A (HOSPITAL) AND PART B (MEDICAL) BENEFITS.
TYPES OF MEDICARE ADVANTAGE PLANS INCLUDE:
- HEALTH MAINTENANCE ORGANIZATIONS (HMO)
- MEDICARE MEDICAL SAVINGS ACCOUNT (MSA) PLANS
- PREFERRED PROVIDER ORGANIZATIONS (PPO)
- PRIVATE FEE-FOR-SERVICE (PFFS) PLANS
- SPECIAL NEEDS PLANS (SNP)
KEY FEATURES OF MEDICARE ADVANTAGE PLANS:
- MOST PLANS INCLUDE PRESCRIPTION DRUG COVERAGE (PART D)
- ORIGINAL MEDICARE DOES NOT PAY FOR SERVICES WHILE ENROLLED IN A MEDICARE ADVANTAGE PLAN
- THE PLAN COVERS MOST MEDICARE SERVICES DIRECTLY
SPECIAL ENROLLMENT PERIOD (SEP)
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A SPECIAL ENROLLMENT PERIOD (SEP) IS A SPECIFIC TIME OUTSIDE THE ANNUAL ENROLLMENT PERIOD DURING WHICH YOU MAY BE ELIGIBLE TO ENROLL, SWITCH, OR DISENROLL FROM A MEDICARE ADVANTAGE PLAN. SEP ELIGIBILITY IS TRIGGERED BY QUALIFYING LIFE EVENTS SUCH AS:
- ENROLLMENT OR DISENROLLMENT FROM MEDICAID OR “EXTRA HELP”
- LOSING OR CHANGING EXISTING HEALTH COVERAGE
- MOVING TO A NEW COVERAGE AREA OR STATE
- MOVING INTO OR OUT OF A CARE FACILITY
- OTHER CHANGES IN ELIGIBILITY OR PERSONAL CIRCUMSTANCES IF YOU THINK YOU MAY QUALIFY FOR AN SEP, PLEASE REACH OUT TO OUR LICENSED AGENTS FOR GUIDANCE AND PERSONALIZED SUPPORT.